All guides
Plain-English guides to Dutch tax, money and investing, written for people who live here, not for tax lawyers.
Tax
- How the 30% ruling affects your FIRE timeline The 30% ruling raises your net pay for up to 5 years. Here's how that window fits a FIRE plan, and what changes when the ruling and its Box 3 exemption end. 4 min · Updated 12 October 2026
- Box 3 wealth tax: the expat guide The Netherlands taxes your savings and investments each year on an assumed return, not on what they really earned. Here's how Box 3 works, step by step. 4 min · Updated 12 October 2026
- Bitcoin in a Box 3 world: what you actually owe Crypto is taxable in the Netherlands, but not on your gains. Box 3 taxes the value you hold on 1 January. Here's the calculation and the common mistakes. 4 min · Updated 12 October 2026